With close to a decade of writing and editing experience, Maisha specializes in service journalism and has produced work in the lifestyle, financial services, real estate, and culture spaces. She uses ...

First National Bank of America CD, CNBC Select's pick for the best one-year CD, earns 4.10% APY as of writing. The Ally Bank ...

*Rates and APYs are subject to change. All information provided here is accurate as of April 30, 2026. The APYs on CDs change regularly as banks and credit unions tend to follow in the footsteps of ...

If you want to lock in a high rate of return on your savings, certificates of deposit (CDs) are still offering some of the best rates we’ve seen in years—but they might not stay this high for long.

Right now, the best 1-year CD rate is 4.18% APY from Pelican State Credit Union. Compare the top 1-year CDs available ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public. A ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...

With close to a decade of writing and editing experience, Maisha specializes in service journalism and has produced work in the lifestyle, financial services, real estate, and culture spaces. She uses ...

As of May 18, 2026, the national average rate for a 12-month CD was 1.55%, according to the FDIC. The national average rate ...