Bank statement loans are a type of non-qualified (non-QM) mortgage, which may make it easier for self-employed borrowers to buy a home. Lenders can use previous bank statements to vet potential ...
Affordability should be a top concern when shopping for a mortgage loan. You can find that with a bank or a credit union. You can, and should, get multiple mortgage preapproval offers. These can come ...
While conventional loans require a minimum credit score of 620, your minimum creditworthiness for other mortgage types may be lower or higher. Refinancing a house loan can reduce monthly payments, ...