While rare, some savings accounts offer APYs above 6%, although there are usually limits on how much of your money can earn ...

Banking with a credit union can come with perks. Credit unions often offer lower rates on credit and loan products, reduced fees and higher interest rates on deposits — including savings accounts.

As a nationally recognized personal finance writer for the past decade, Jacob Wade has written professionally about banking and other consumer topics for Investopedia, Money.com, The Balance, ...