With over four years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed decisions as ...

Even with a credit score over 700, home loan applications can be rejected. Lenders scrutinize income stability, Fixed Obligation to Income Ratio (FOIR) below 40-50%, and Loan-to-Value (LTV) ratio.

Finding the right mortgage lender can be tricky, but doing so can also pay off, both literally and figuratively, especially over time. William_Potter/ . Securing finan ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

A home equity line of credit (HELOC) can be a valuable tool for homeowners looking to leverage the equity in their homes. Whether you are planning a major renovation, consolidating debt or funding a ...

When you're ready to apply for a mortgage loan, you'll likely hear that you should shop around for multiple mortgage offers. It's often left unanswered how exactly you should do this. Shopping for a ...