Why SoFi, LightStream, Discover and more make our best debt consolidation loan list.

U.S. household debt hit a record $18.8 trillion in 2025, according to the New York Fed, fueld by increases in mortgage, ...

OneMain Financial reports that personal loans provide lump sums for various expenses, while debt consolidation loans specifically aim to combine multiple debts into one payment.

If you're stuck paying off credit card bills with high interest rates, refinancing with a personal loan can get you in the black faster. In addition to lower interest rates that are typically fixed, ...

Americans are facing rising debt levels. Household debt balances — which includes both housing (the largest portion) and non-housing debt — reached $18.8 trillion in the fourth quarter of 2025, with ...

Achieve reports recent graduates can simplify debt repayment through consolidation, offering various options based on debt ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

We reviewed nearly 20 debt relief companies, looking at costs, transparency, breadth of services provided, customer support ...