Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Answer: The affordability of long-term care insurance worries many retirees and pre-retirees. A financial plan should account ...

There's a very real risk you'll need long-term care as you age, so you'll need a plan to cover the cost.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Long-term care (LTC) insurance helps cover costs for individuals requiring extended care due ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But while long-term insurance can help cover the high cost of care, ...

“I’m not looking for a ‘don’t do it’ opinion.” ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. With more than one type of long-term care insurance to choose from, it's ...

Peter Gratton, Ph.D., is a New Orleans-based editor and professor with over 20 years of experience in investing, economics, and public policy. Peter began covering markets at Multex (Reuters) and has ...

Thousands of long-term care insurance policy holders are getting very unwelcome surprises. A letter arrives, with the carrier ...

Standout benefits: Northwestern Mutual also has a standalone long-term care policy, QuietCare. This policy is open to ...

So how exactly should you prepare for long-term care? Let's pretend that Susan is 60 years old, married, and getting ready to ...

Our picks include Mutual of Omaha, Nationwide and New York Life.