IRS Increases Amount You Can Pay Into Your 401k in 2026

The agency announced savers will be able to set aside more money in their workplace retirement plans next year.
National Law Review

Better Late Than Never: IRS Announces 2026 Retirement Plan Cost-of-Living Adjustments

On November 13, the Internal Revenue Service (IRS) released Notice 2025-67, which contains the new dollar limitations for retirement plans that go into effect on January 1, 2026. Due to the federal ...

The 2026 401(k) limits are here. Here’s the most you can save next year.

The annual announcement from the Internal Revenue Service may have extra significance in 2026, as 401 (k) contributions ...

Savers who max out 401(k) plans can set aside even more in 2026

Those who are 50 and older who participate in 401(k) plans can contribute more than the annual limit each year. IRS announces ...

IRS Boosts 2026 Limit for Workers’ 401(k) Additions to $24,500

The IRS raised retirement plan contribution limits for 2026, allowing workers to put $1,000 more in their 401(k) plans than ...

Maxing Out Your 401(k) Will Get Harder in 2026. Maybe You Shouldn't Do It.

The 401(k) contribution limits are going up in 2026, and it does not make sense for everyone to try to max out their benefit.
Financial Planning

Ready, set, Roth: How 401(k) catch-ups are changing in 2026

The industry asked for and received a delay in the rule from the IRS in 2023. Now that it's going into effect, here are the ...