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0:58
themortgagereports.com
FHA vs Conventional Loan | 2026 Rates & Differences
Which mortgage loan is right for you? Discover the pros and cons of conventional loan vs FHA loan options in our comprehensive guide.
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An FHA loan is insured by the Federal Housing Administration and protects lenders from financial risk. Lenders have to meet certain criteria for their loans to be termed “FHA-approved,” after which the FHA backs the loans the lender issues in case a borrower defaults on the mortgage. Borrowers must also meet requirements to qualify for one of these loans. | FHA.com
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